Cheapskate is a surprisingly compelling Simulation that takes the mundane horrors of modern personal finance and turns them into a desperate, tactical survival game. The core fantasy is maximizing utility while minimizing expenditure, turning extreme budgeting into a bizarrely satisfying challenge. You play as a protagonist perpetually on the brink of financial disaster, where every purchase, no matter how small, becomes a strategic decision with measurable long term consequences on your debt meter and happiness level.